Mobile County

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BLOG-CharlestonRidgeEntranceSaraland02262010 [05]Over the past several years in Saraland, Alabama, Celeste Road has been a popular area for home builders due to the availability of beautiful wooded land with interesting terrain and vegetation.

Charleston Ridge is one of these newer residential subdivisions located along the northeastern side of Celeste Road, about 3.2 miles northwest from U. S. Interstate Highway 65.

Charleston Ridge was developed with 38 residential building lots about 2 years ago. At the time of this writing, Gooden Homes, Inc. has built five Craftsman style homes. Residential lot values will generally run, in the opinion of Certified Appraiser, Albert Cheney, between $55,000 and $65,000 depending on its location within the development. There are about 60% of the lots available to purchase and build your dream home.BLOG-CharlestonRidgeHomeSaraland02262010 [03]

The most recent sale prices within Charleston Ridge range from $279,900 to $290,400 with most of the gross living areas around 2,800 square feet (minimum requirements) to 3,027 square feet. There is a two car attached garage requirement for the subdivision and an architectural review of all plans & specs. before building your new home.

Call Albert Cheney, Certified FHA Approved Residential Appraiser, Cheney Appraisal Services, (251) 533-2424, for more information about real estate appraising in Baldwin County and Mobile County of Alabama. Click these web-links for even more information about Albert Cheney and the Mobile Bay Metro Area: http://www.CheneyAppraisalServices.com/ or http://www.RealtyLeaders.biz/. Albert is ready to answer your questions!

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BLOG-CharlestonOaksEntranceSign02242010 [01]Charleston Oaks subdivision is located in West Mobile, along the east side of Sollie Road (city limits boundary) and just south of Cottage Hill Road.

The Charleston Oaks neighborhood is a popular city residential area with most home sizes ranging from 4,100+ square feet to 7,600+ square feet.

There have been around five home sales since the beginning of 2007 according to online multiple listing records. The sale prices ranged from $420,000 to $1,300,000.BLOG-CharlestonOaksHomeListing02242010 [03]

Currently, as of this writing, the multiple listing service indicates five active listings: $449,900; $489,569; $546,000; $679,000; $799,999.

If you are interested in more detailed information about Charleston Oaks or any other neighborhood in the Mobile Bay Metro Area, call Al Cheney at (251) 533-2424. Click here, http://www.CheneyAppraisalServices.com, for other information.

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Sanibel Condo U-606 Gulf Shores 02162010 [13]The Sanibel Condominiums are located at 1524 West Beach Boulevard, Gulf Shores, Alabama 36542.

The directions are U. S. Highway 59 from Foley, Alabama, traveling south by car, entering Gulf Shores, Alabama, and ending at West Beach Boulevard. Then, take a right onto West Beach Boulevard (Highway 182) and travel west about 2+- miles. The Sanibel Condominiums complex is located on the right (near Little Lagoon).

Sanibel Condo U-606 Gulf Shores 02162010 [16]The Sanibel Condominiums project, 17 stories, was built in 2007 according to available multiple listing service (mls) records. There are 108 units which have access to the general grounds, open & underneath parking spaces, exercise room, private balcony patios, barbeque grills, outdoor swimming pool, elevators, access to the white sandy Alabama beaches & the Gulf of Mexico, recreation areas, etc. are most of the primary common elements.

As of this writing, there are fifteen (15) active listings (2 bedrooms, 2 1/2 baths; 3 bedrooms, 3 baths; 4 bedrooms, 2 1/2 baths; 4 bedrooms, 3 1/2 baths) found within the Sanibel Condominiums. Most of these fifteen active condo listings have asking prices from $265,000 to $479,900 depending on interior amenities, gross living area and location within the project. Sanibel Condo U-606 Gulf Shores 02162010 [02]

The multiple listing service (mls) indicates around eleven (11) condo sales ranging from $209,000 to $355,000 within the past year. Also, most of the monthly condo fees will range from $443 to $508. Even though the Sanibel Condominiums project is located across the road from the beaches, the majority of condo units have panoramic views of the Gulf of Mexico (southern views) and Little Lagoon (northern views).

Contact Al Cheney at (251) 533-2424 if you require more real estate related information about The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama.

Try these web-links for additional information: http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/, http://www.MobileAlabamaFHARealEstateAppraisers.com/, http://www.RealtyLeaders.biz/.

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Gulf Tower Condo 14W Gulf Shores 02162010 [01]The Gulf Tower Condominiums are located at 1051 West Beach Boulevard, Gulf Shores, Alabama 36542-6225.

The directions are U. S. Highway 59 from Foley, Alabama, traveling south by car, entering Gulf Shores, Alabama, and ending at West Beach Boulevard. Then, take a right onto West Beach Boulevard (Highway 182) and travel about 1.4+ miles. The Gulf Tower Condominiums complex is located on the left with a white sandy beach & blue-green Gulf waters.

The Gulf Tower Condominiums project was built in 1984 according to available records. There are 49 units which have access to the general grounds, open & underneath parking spaces, exercise room, private balcony patios, barbeque grills, beach walkway, a beachside outdoor swimming pool, elevators, beach access, Gulf of Mexico views, recreation areas, etc. are most of the primary common elements.

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As of this writing, there are three active listings found within the Gulf Tower Condominiums. All three condo units have around 1,000+- square feet of living area with two bedrooms and two bathrooms. The asking prices range from $235,000 to $285,000.

Most of the recent condo sales (2 bedrooms, 2 bathrooms) have ranged from $199,000 to $249,000 within the past year.

Gulf Tower Condo 14W Gulf Shores 02162010 [10]Contact Al Cheney at (251) 533-2424 if you require more real estate related information about The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama.

Try these web-links for additional information: http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/, http://www.MobileAlabamaFHARealEstateAppraisers.com/, http://www.RealtyLeaders.biz/.

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Alabama Port 36523, Axis 36505, Bayou La Batre 36509, Belle Fountaine 36582, Bucks 36505, Calvert 36513, Celeste 36522, Chickasaw 36611, Chunchula 36521, Citronelle 36522, Coden 36523, Creola 36525, Dauphin Island 36528, Dawes 36619, Earlville 36522, Eight Mile 36613, Fairview 36587, Georgetown 36521, Grand Bay 36541, Gulfcrest 36521, Hollingers Island 36605, 36582, Indian Hills 36613, Irvington 36544, Kushla 36613, LeMoyne 36505, Lott 36575, Magazine 36610, Mauvilla 36613, Millertown 36613, Mobile 36608 (and all other zip codes), Moffett 36587, Mon Louis 36523, Mount Vernon 36560, Oak Grove 36613, Prichard 36610, Saint Elmo 36544, Salco 36505, Saraland 36571, Satsuma 36572, Semmes 36575, Theodore 36582, Tillman’s Corner 36619, Toulminville 36617, Turnerville 36521, Whistler 36612

MOBILE COUNTY-Image-MapAl Cheney with Cheney Appraisal Services, (251) 533-2424, can handle all of your Mobile County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Mobile County, Alabama real estate appraisals. The Mobile County appraisal district is an area where we can satisfy all of your home appraisal needs. Our real estate property appraiser is “certified residential” and “fully licensed” in Alabama. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons. Al Cheney is also a ”FHA Approved” Appraiser.

Certified & FHA Home Appraisals start at $295 per report!

Albert Marshall Cheney, Cheney Appraisal Services, P. O. Box 8888, Mobile, Alabama 36689-0888, accepts residential real estate appraisal assignments within The Mobile Bay Metro Area and the Mobile County communities and towns listed above. Click on the available hyper-links for more information on these Mobile County, Alabama communities and towns. Also, here are most of the appraisal report services with fees provided by Al Cheney with Cheney Appraisal Services:

  • Condominium Appraisal Report, $295 & $325
  • Single Family Residential Appraisal Report, detailed information, $295 & $325
  • Limited 2055 “Interior” Appraisal Report, $275 & $300
  • Limited 2055 “Exterior” Appraisal Report, $225 & $250
  • Complex Or Waterfront Residential Appraisal Report, $400-$500+
  • “Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama, $295 & $325
  • Desk Review Report, $100
  • Relocation (RELO) Appraisal Report, $450
  • Acreage Or Lot (Land) Appraisal Report, $200 & $250
  • Recertification of “Value Opinion”, $75
  • Field Review “Exterior” Appraisal Reports, $200 & $250
  • Construction Draw Or Final Inspections, $75 & $100
  • Duplex, Triplex Or Other Assignments More Distant, Quote

The above list covers many appraisal report services provided by Cheney Appraisal Services within Mobile County and The Mobile Bay Metro Area of southwest Alabama.

If you do not see your appraisal report requirement listed above, contact Albert Cheney, (251) 533-2424 or email, Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions. The business facsimile is (251) 252-7737.

Try these websites for more information:  http://www.CheneyAppraisalServices.com/, http://www.CertifiedAppraiserNames.com/ and http://www.RealtyLeaders.biz/.

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As of today, 3rd February 2010, the refinance rates are, as follows: (1) 30 yr Fixed Rate, Today, 5.19%, Last Week, 4.94%; (2) 15 yr Fixed Rate, Today, 4.4%, Last Week, 5.06%; (3) 5/1 ARM, Today, 4.53%, Last Week, 4.12%.

According to an article in Mortgage News Daily, “A rising trend of mortgage applications indicates an increase in home buying interest, a positive for the housing industry and economy as a whole. More home purchases can lead to more construction jobs and increased purchases of items to build a home. Furthermore, in a low mortgage rate environment, an increasing trend implies consumers are seeking out lower monthly payments which can result in increased disposable income and therefore more money to spend on discretionary items or to pay down other debt.”

The article further states, “Don’t wait for mortgage rates to decline! I stand by my statement that 4.75% could very well be the lowest mortgage rates offered in 2010…unless there is a fundamental shift in economic outlook. If you have been waiting to refinance or to buy, get out there and start the process before you miss the boat of sub 5% rates.”

Click this web-link, http://www.mortgagenewsdaily.com/consumer_rates/132989.aspx, to read the entire article by Victor Burek.

The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, has ongoing (and potential future) economic projects which may have an advantage over other U. S. regions. Our real estate market should draw more positive attention in the near future.

Contact Al Cheney, Certified FHA Approved Real Estate Appraiser, (251) 533-2424, when requiring a residential appraisal report for refinancing, settling an estate with real property, or various other litigation reasons in Alabama. Email your orders and questions to Albert@CheneyAppraisalServices.com/.

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WEB-BlogPhoto-KingsMillSubd-2009 [12]The Kings Mill subdivision is located along the western side of WEB-BlogPhoto-KingsMillSubd-2009 [05]Knollwood Road, south of Cottage Hill Road, the western part of Mobile, Alabama.

The Kings Mill development has 39 homes, built between 1998 and 2004, with most having 1,850+- square feet to 2WEB-BlogPhoto-KingsMillSubd-2009 [03],700+- square feet of living area. The majority of homes have 3 bedrooms and 2 or 2 1/2 bathrooms. There are about nine homes having 4 bedrooms. The home values will mostly range between $275,000 and $300,000.

Albert Cheney, Cheney Appraisal Services, covers the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Call Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

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The city of Mobile was founded in 1702 and, the Mobile Bay area was explored by the Spanish as early as 1519. Mobile is a city older than New Orleans and has many historic districts which rival those found in Charleston or Savannah. The city of Mobile was settled by the French and, eventually, under rule by the Confederate, English and Spanish through its history. The downtown architecture and the names of streets reflect the past influences from each country who ruled this Mobile Bay Area.  Now, downtown Mobile reflects a new attraction and lifestyle for new businesses and people wanting to work and live. 

Albert Cheney, Cheney Appraisal Services, covers the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Contact Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

Albert Cheney shares some of his 2009 photographs of Downtown Historic Mobile, Alabama.

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For more information about Historic Mobile, Alabama, go to this website, http://www.historicmobile.org/.

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When interviewing a home inspector within The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, ask the home inspector what type of report format he or she will provide for you. There are many styles of home inspection reports used by property inspectors, including the checklist, the use of computer generated inspection programs and the narrative style.

Some home inspection reports are delivered on site but most may take as long as 4 to 6 delivery days. All of the home inspection report systems have pros and cons.

The most important issue with a home inspection report is the descriptions given for each item or component. A home inspection report which indicates a condition as “Good,” “Fair” or “Poor” without a detailed explanation is vague and can be easily misinterpreted by a reader. An example of a vague condition would be:

Kitchen Sink: Condition – Good, Fair or Poor.

None of these descriptions will give the homeowner enough of a reason for the problem. Does the sink have a cosmetic problem? Does the home have a plumbing problem? A good home inspection report should supply you with enough descriptive information about the home’s condition and its site. An example of a descriptive condition is:

Kitchen Sink: Condition – Minor wear, heavy wear, damaged, rust stains, or chips in enamel finish. The recommendation is sealing the sink around the counter top.

As you can see, this narrative description includes a recommendation for repair. Narrative home inspection reports without recommendations for repairing deficient items may be difficult to comprehend if you have limited knowledge of construction.

You should take the time to carefully read your home inspection report and become very familiar with its comments and recommendations. Your home inspection report should have a legend, key, symbols or icons which will assist in understanding your report. It is much easier to understand the overall condition of a home if a home inspector provides sufficient information. Therefore, interview and carefully choose your home inspector wisely.

At the end of the inspection, your home inspector may provide a summary with a question and answer period. Use this opportunity to ask questions regarding terms or conditions you may lack familiarity. An experienced home inspector should be able to explain confidently with answers to your questions. If for some reason a question cannot be answered at the time of the inspection, the home inspector should research the question and obtain an acceptable answer for you. For instance, if the home inspector’s report states that the concrete foundation has common cracks. Then, consider asking, “Why are they common cracks?” An appropriate answer might be: “Common cracks are usually due to normal concrete curing and or shrinkage.”

Cheney Appraisal Services recommends that you accompany your home inspector through the entire inspection if at all possible. By doing this, it should help you better understand the condition of the home and the details of the inspection report.

Again, read the home inspection report completely and understand the condition of the home you are about to purchase. After all, it is more than likely, one of your largest investments you will ever make!

Below are most of the home inspection companies to assist you within The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama (Bay Minette, Bayou La Batre, Belle Fountaine, Bon Secour, Calvert, Chickasaw, Chunchula, Citronelle, Daphne, Dauphin Island, Eight Mile, Elberta, Elsanor, Fairhope, Foley, Fort Morgan, Grand Bay, Gulf Shores, Hollingers Island, Irvington, Josephine, Kushla, Lillian, Loxley, Malbis, Magnolia Springs, Marlow, Mauvilla, Miflin, Mobile, Montrose, Mount Vernon, Ono Island, Orange Beach, Oyster Bay, Perdido Beach ,Perdido, Point Clear, Robertsdale, Saraland, Satsuma, Semmes, Silverhill, Spanish Cove, Spanish Fort, Stapleton, Stockton, Summerdale, Theodore, Whistler, Wilmer, Wolf Bay).

Please also check resources, such as, online telephone directories for other home inspection companies. A client, homeowner and or visitor should always interview a home inspector before contracting their services.

http://www.amerispec.com/
http://cartierinspections.com/
http://www.hometeaminspection.com/
http://www.homesouthinspections.com/
http://www.affordable-home-inspections.com/
http://www.nahi.org/al-alabama-home-inspector.asp

Are you looking for Alabama Appraisers, Alabama Certified Appraisers, Alabama FHA Appraisers, Alabama Appraisers Baldwin County, and Alabama Appraisers Mobile County? Then always remember, Al Cheney, Cheney Appraisal Services, “Certified FHA” Appraiser, when ordering home appraisals within Baldwin County and Mobile County, Alabama. Call (251) 533-2424 with your order and questions.

Are you looking for other appraisers in the southeastern part of the United States? Well, Cheney Appraisal Services  is continually updating its web site with listings and web links to “Certified FHA” Appraisers in other major cities and towns of Alabama as well as in Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee and Texas.

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Fairhope, Alabama has been around since 1894 and, through the years, has been a popular travel destination and place to live. If wanting to visit or looking for a Southern place to live, the Moble Bay town of Fairhope would be a good choice.

Al Cheney, an Alabama Certified Residential Real Property Appraiser, shares some information, photographs and web links about Fairhope. You may call Al Cheney for any other additional information you need on Fairhope, its real estate market, and the other communities within the Mobile Bay Metro Area, Baldwin County and Mobile County.

Currently, Fairhope’s active listings are around 510 homes and 30 pending (under contract) homes according to the Baldwin County Association of REALTORS’ multiple listing service (as of 12 December 2009). The number of sold properties since 01 July 2009 is around 131 homes in the town of Fairhope and its surrounding county area.

To find out more information about Fairhope, go to these two web links http://www.cofairhope.com/ and http://www.beautifulfairhope.com/.

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Albert Marshall Cheney has over 30 years in the real estate industry. Al Cheney holds a real estate broker’s license with his company, Realty Leaders Corporation, and best known as a Certified Residential Real Property Appraiser and FHA Approved Appraiser for southern Alabama. “Experience, Integrity and Professionalism are always the goal!”

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