Mobile Alabama

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Mobile, Alabama’s Midtown area now has over 300 active listings as of this writing. Asking prices are from $29,900 to $1,500,000 depending on amenities, location and square footage.

Albert Cheney, with over 35 years experience, is ready to assist you with all of your real estate questions about the Midtown area as well as other historic Mobile information.

Below is a listing of some of the neighborhoods within Midtown Mobile. Please call Al Cheney at (251) 533-2424 or email to Albert@CheneyAppraisalServices.com for additional information.

  • Ashland Place Historic District
  • Battery Heights
  • Bridlewood Estates
  • Brookwood
  • Church Street East Historic District
  • Cromwell Place
  • Dauphin Acres
  • Dauphin Place
  • Delwood
  • Demouy Place
  • DeTonti Square Historic District
  • DuBroca Tract
  • Ellinor Place
  • Flo-Claire
  • Floral Gardens
  • Glendale Park
  • Homer Place
  • Hunter
  • Indian Creek
  • Leinkauf Historic District
  • Lower Dauphin Street Historic District
  • Lynnwood
  • Meadowbrook
  • Mechem & Bixler
  • Midtown Historic District
  • Mount Island Place
  • Oakleigh Garden Historic District
  • Old Dauphin Historic Way
  • Rosswood
  • Silverwood
  • Stoneridge Condominiums
  • Touart Tract
  • Western Annex
  • West End
  • Westlawn
  • Windsor Warwick Condominiums

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BLOG-SaengerSign02-2010 [04]“When Mobile’s Saenger Theatre opened on January 19, 1927, it was the sixty-first Saenger theatre of a chain founded by J.H. and A.D. Saenger of New Orleans. There were Saenger Theatres located throughout the South as well as in Cuba and Puerto Rico. Hailed as, “Alabama’s Greatest Showplace” and, “the most beautiful playhouse in all of Dixie,” the Mobile Saenger Theatre took a year to construct at a cost of about 500,000 dollars. Designed by renowned architect, Emile Weil …”

“The Saenger Theatre of Mobile now functions as a performing arts center and is the official home of the Mobile Symphony Orchestra. The Saenger features an annual Summer Movie Series and presents numerous concerts, lectures and special events. The Saenger Theatre is a historic landmark, dear to the hearts of Mobilians for its architectural grandeur and ties to our cultural history as well as for the extraordinary caliber of entertainment it offers our community today.”

Read the entire history of the Saenger Theatre as well as its scheduled events and box office information by clicking this web-link, http://www.mobilesaenger.com/info.php.

Contact Information
Box Office Entrance
6 South Joachim Street
Mobile, Alabama 36602

Administrative Offices: 251-208-5600
Rental Info: 251-208-5608
FAX: 251-208-5607
Box Office: 251-208-5600
Email: saengertheatre@cityofmobile.org

Administrative Office Entrance
250 Conti Street
Mobile, Alabama 36602

Theatre Staff & Management
Nichole T. Loper, Operations Manager
Patty Thompson, House Manager
Mitch Teeple, Production Manager
Chris Penton, Settlement Agent
Kelly Somers, Box Office Clerk
Lorenzo Franklin, Custodian

VOLUNTEERING: The event support committee consists of community volunteers from all walks of life whose dedicated service is invaluable to the Theatre’s operation.

If you would like to join our event support committee, please call Patty Thompson at 251-208-5608. If you would like to become a CLA member, please call Jani Young at 251-208-5652.

(Photograph by Al Cheney, 7th February 2010, FHA Approved Residential Appraiser with Cheney Appraisal Services, 251-533-2424.)

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BLOG-CharlestonRidgeEntranceSaraland02262010 [05]Over the past several years in Saraland, Alabama, Celeste Road has been a popular area for home builders due to the availability of beautiful wooded land with interesting terrain and vegetation.

Charleston Ridge is one of these newer residential subdivisions located along the northeastern side of Celeste Road, about 3.2 miles northwest from U. S. Interstate Highway 65.

Charleston Ridge was developed with 38 residential building lots about 2 years ago. At the time of this writing, Gooden Homes, Inc. has built five Craftsman style homes. Residential lot values will generally run, in the opinion of Certified Appraiser, Albert Cheney, between $55,000 and $65,000 depending on its location within the development. There are about 60% of the lots available to purchase and build your dream home.BLOG-CharlestonRidgeHomeSaraland02262010 [03]

The most recent sale prices within Charleston Ridge range from $279,900 to $290,400 with most of the gross living areas around 2,800 square feet (minimum requirements) to 3,027 square feet. There is a two car attached garage requirement for the subdivision and an architectural review of all plans & specs. before building your new home.

Call Albert Cheney, Certified FHA Approved Residential Appraiser, Cheney Appraisal Services, (251) 533-2424, for more information about real estate appraising in Baldwin County and Mobile County of Alabama. Click these web-links for even more information about Albert Cheney and the Mobile Bay Metro Area: http://www.CheneyAppraisalServices.com/ or http://www.RealtyLeaders.biz/. Albert is ready to answer your questions!

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BLOG-CharlestonOaksEntranceSign02242010 [01]Charleston Oaks subdivision is located in West Mobile, along the east side of Sollie Road (city limits boundary) and just south of Cottage Hill Road.

The Charleston Oaks neighborhood is a popular city residential area with most home sizes ranging from 4,100+ square feet to 7,600+ square feet.

There have been around five home sales since the beginning of 2007 according to online multiple listing records. The sale prices ranged from $420,000 to $1,300,000.BLOG-CharlestonOaksHomeListing02242010 [03]

Currently, as of this writing, the multiple listing service indicates five active listings: $449,900; $489,569; $546,000; $679,000; $799,999.

If you are interested in more detailed information about Charleston Oaks or any other neighborhood in the Mobile Bay Metro Area, call Al Cheney at (251) 533-2424. Click here, http://www.CheneyAppraisalServices.com, for other information.

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Alabama Port 36523, Axis 36505, Bayou La Batre 36509, Belle Fountaine 36582, Bucks 36505, Calvert 36513, Celeste 36522, Chickasaw 36611, Chunchula 36521, Citronelle 36522, Coden 36523, Creola 36525, Dauphin Island 36528, Dawes 36619, Earlville 36522, Eight Mile 36613, Fairview 36587, Georgetown 36521, Grand Bay 36541, Gulfcrest 36521, Hollingers Island 36605, 36582, Indian Hills 36613, Irvington 36544, Kushla 36613, LeMoyne 36505, Lott 36575, Magazine 36610, Mauvilla 36613, Millertown 36613, Mobile 36608 (and all other zip codes), Moffett 36587, Mon Louis 36523, Mount Vernon 36560, Oak Grove 36613, Prichard 36610, Saint Elmo 36544, Salco 36505, Saraland 36571, Satsuma 36572, Semmes 36575, Theodore 36582, Tillman’s Corner 36619, Toulminville 36617, Turnerville 36521, Whistler 36612

MOBILE COUNTY-Image-MapAl Cheney with Cheney Appraisal Services, (251) 533-2424, can handle all of your Mobile County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Mobile County, Alabama real estate appraisals. The Mobile County appraisal district is an area where we can satisfy all of your home appraisal needs. Our real estate property appraiser is “certified residential” and “fully licensed” in Alabama. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons. Al Cheney is also a ”FHA Approved” Appraiser.

Certified & FHA Home Appraisals start at $295 per report!

Albert Marshall Cheney, Cheney Appraisal Services, P. O. Box 8888, Mobile, Alabama 36689-0888, accepts residential real estate appraisal assignments within The Mobile Bay Metro Area and the Mobile County communities and towns listed above. Click on the available hyper-links for more information on these Mobile County, Alabama communities and towns. Also, here are most of the appraisal report services with fees provided by Al Cheney with Cheney Appraisal Services:

  • Condominium Appraisal Report, $295 & $325
  • Single Family Residential Appraisal Report, detailed information, $295 & $325
  • Limited 2055 “Interior” Appraisal Report, $275 & $300
  • Limited 2055 “Exterior” Appraisal Report, $225 & $250
  • Complex Or Waterfront Residential Appraisal Report, $400-$500+
  • “Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama, $295 & $325
  • Desk Review Report, $100
  • Relocation (RELO) Appraisal Report, $450
  • Acreage Or Lot (Land) Appraisal Report, $200 & $250
  • Recertification of “Value Opinion”, $75
  • Field Review “Exterior” Appraisal Reports, $200 & $250
  • Construction Draw Or Final Inspections, $75 & $100
  • Duplex, Triplex Or Other Assignments More Distant, Quote

The above list covers many appraisal report services provided by Cheney Appraisal Services within Mobile County and The Mobile Bay Metro Area of southwest Alabama.

If you do not see your appraisal report requirement listed above, contact Albert Cheney, (251) 533-2424 or email, Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions. The business facsimile is (251) 252-7737.

Try these websites for more information:  http://www.CheneyAppraisalServices.com/, http://www.CertifiedAppraiserNames.com/ and http://www.RealtyLeaders.biz/.

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As of today, 3rd February 2010, the refinance rates are, as follows: (1) 30 yr Fixed Rate, Today, 5.19%, Last Week, 4.94%; (2) 15 yr Fixed Rate, Today, 4.4%, Last Week, 5.06%; (3) 5/1 ARM, Today, 4.53%, Last Week, 4.12%.

According to an article in Mortgage News Daily, “A rising trend of mortgage applications indicates an increase in home buying interest, a positive for the housing industry and economy as a whole. More home purchases can lead to more construction jobs and increased purchases of items to build a home. Furthermore, in a low mortgage rate environment, an increasing trend implies consumers are seeking out lower monthly payments which can result in increased disposable income and therefore more money to spend on discretionary items or to pay down other debt.”

The article further states, “Don’t wait for mortgage rates to decline! I stand by my statement that 4.75% could very well be the lowest mortgage rates offered in 2010…unless there is a fundamental shift in economic outlook. If you have been waiting to refinance or to buy, get out there and start the process before you miss the boat of sub 5% rates.”

Click this web-link, http://www.mortgagenewsdaily.com/consumer_rates/132989.aspx, to read the entire article by Victor Burek.

The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, has ongoing (and potential future) economic projects which may have an advantage over other U. S. regions. Our real estate market should draw more positive attention in the near future.

Contact Al Cheney, Certified FHA Approved Real Estate Appraiser, (251) 533-2424, when requiring a residential appraisal report for refinancing, settling an estate with real property, or various other litigation reasons in Alabama. Email your orders and questions to Albert@CheneyAppraisalServices.com/.

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WEB-BlogPhoto-KingsMillSubd-2009 [12]The Kings Mill subdivision is located along the western side of WEB-BlogPhoto-KingsMillSubd-2009 [05]Knollwood Road, south of Cottage Hill Road, the western part of Mobile, Alabama.

The Kings Mill development has 39 homes, built between 1998 and 2004, with most having 1,850+- square feet to 2WEB-BlogPhoto-KingsMillSubd-2009 [03],700+- square feet of living area. The majority of homes have 3 bedrooms and 2 or 2 1/2 bathrooms. There are about nine homes having 4 bedrooms. The home values will mostly range between $275,000 and $300,000.

Albert Cheney, Cheney Appraisal Services, covers the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Call Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

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The city of Mobile was founded in 1702 and, the Mobile Bay area was explored by the Spanish as early as 1519. Mobile is a city older than New Orleans and has many historic districts which rival those found in Charleston or Savannah. The city of Mobile was settled by the French and, eventually, under rule by the Confederate, English and Spanish through its history. The downtown architecture and the names of streets reflect the past influences from each country who ruled this Mobile Bay Area.  Now, downtown Mobile reflects a new attraction and lifestyle for new businesses and people wanting to work and live. 

Albert Cheney, Cheney Appraisal Services, covers the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Contact Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

Albert Cheney shares some of his 2009 photographs of Downtown Historic Mobile, Alabama.

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For more information about Historic Mobile, Alabama, go to this website, http://www.historicmobile.org/.

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The city of Mobile and the other communities within the Mobile Bay Metro Area (Baldwin County, Mobile County, Alabama) have the opportunity to capture many more economic projects if, as area businesses and residents, we continue to stand together “as one!”

We must all participate in the promotion of our area, whether it’s in a small way or a big way. You can contribute with only a smile to a weary traveler visiting our area (they might be moving here or relocating their business) or keeping the trash picked up around your home. Landscaping, mowing the lawn, or volunteering to assist with your educational talents are certainly other ways to place your positive mark upon our metropolitan bay area.

Also, even more small and large businesses should consider banding together, promoting our area through worthwhile local civic, economic and marketing projects. It is through these ongoing positive efforts and promotional projects which will continue to keep us progressive, in contention for even more economic opportunities and, certainly, noticed by outsiders looking in. These outsiders just might want to jump right in with us, so they can also experience the economic flurry of opportunities. Our local assets and opportunities to compete surround each of us every day. So open your eyes widely, see the possibilities and potential, and the next time you look into a mirror, realize that you are looking at one of our greatest assets!

It could be raining economic projects’ money in the Mobile Bay Metro Area, so here are some recent newsworthy articles (links below) for your reading. “Let these articles stoke your embers of creativity and professionalism, and turn them into your flames of positive ideas and possibilities!” – AMC

Please send me your comments, opinions and suggestions.

http://blog.al.com/live/2009/10/forbes_columnist_gives_mobile.html

http://www.nytimes.com/2009/10/28/realestate/commercial/28alabama.html?_r=2&ref=business

http://www.baldwincountynow.com/articles/2009/10/29/local_news/doc4ae87e66ae3dc680435966.txt

http://www.wkrg.com/alabama/article/auto-plant-in-bay-minette/379896/Sep-24-2009_1-48-pm/

http://www.wkrg.com/alabama/article/big-economic-honor-for-mobile1/100846/Jun-12-2009_8-50-pm/

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Al Cheney is a native of southern Alabama and a graduate from the College of Business and Management Studies, University of South Alabama. Al Cheney has maintained an active real estate broker’s license for thirty-six years and president of his company, Realty Leaders Corporation. Of course, most people know Al Cheney as a Certified Residential Real Property Appraiser and FHA Approved Appraiser with over 30 years experience. Al Cheney also has past experiences and professional involvement with advertising, graphics, photography, marketing and writing.

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http://www.mobilealabamafharealestateappraisers.com – FHA Guidelines: Proposal Would Increase Downpayment, end Financing of Closing Costs

FHA Loan Pros

FHA Loan Pros is making more sense out of the FHA situation, read here.

Here’s a snippet:

In a move intended to reduce taxpayers’ exposure to losses associated with defaulted FHA loans, legislation is being proposed that would tighten FHA loan requirements:

The minimum down payment would increase from 3.5% to 5% of the loan amount.
Closing costs would no longer be permitted to be “rolled into” the loan amount.
This would mean that potential homebuyers would need to have more cash available for coverin these costs. The principle concern behind these proposed changes is that lenient lending requirements can encourage people to take out home loans they;re not prepared to pay over the long term.

Demise of “Sub-Prime” Lending Increases FHA Market Share”

Greater Detroit Michigan FHA Appraisers

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